Mains Answer Writing - 25 Jun, 2026

GS2

Governance

10 marks

"India's expanding cash transfer programmes have become an effective instrument of welfare, but they also raise concerns about fiscal sustainability." Examine this statement in the context of the recent expansion of Direct Benefit Transfers (DBTs).

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Tips for your answer

✅ 1. Balance is the key. Show that DBTs are both an effective welfare tool and a fiscal challenge.
✅ 2. Remember examples like the JAM Trinity, PM-KISAN and COVID-19 cash transfers for value addition.
✅ 3. Avoid portraying cash transfers as a complete solution—link them with employment, human capital and fiscal sustainability for a holistic answer.

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