Unified Payments Interface (UPI) is expanding internationally, but only a few countries currently support international merchant payments under UPI.

✅ I. United Arab Emirates – Correct

• UPI is accepted at select merchants in the UAE via NPCI partnerships.

✅ II. France – Correct

• France allows UPI merchant payments at select tourist locations, like the Eiffel Tower.

❌ III. Germany – Incorrect

• No official rollout of UPI for merchant payments in Germany as of now.

✅ IV. Singapore – Correct

• UPI is live for both P2P remittances and merchant payments in Singapore.

❌ V. Bangladesh – Incorrect

• UPI is not yet operational for merchant payments in Bangladesh.

International merchant payments are accepted under UPI in seven countries outside of India: Bhutan, France, Mauritius, Nepal, Singapore, Sri Lanka, and the UAE.