IMPLEMENTATION STATUS OF PRADHAN MANTRI AWAS YOJANA-URBAN

Key Highlights:

• Pradhan Mantri Awas Yojana - Urban (PMAY-U) was launched on June 25, 2015, to provide all-weather pucca houses to eligible urban beneficiaries.
• The PMAY-U scheme period has been extended until September 30, 2026, to ensure the completion of sanctioned houses.
• PMAY-U 2.0 ‘Housing for All’ Mission was launched on September 1, 2024, aiming to support 1 crore additional beneficiaries over the next five years.
• A total of 127.68 lakh houses have been sanctioned under both schemes, with 99.07 lakh completed/delivered as of July 13, 2026.
• The scheme is demand-driven, with States/UTs responsible for project formulation, beneficiary selection, and implementation.

Detailed Insights:

• PMAY-U aims to provide basic civic amenities alongside housing, ensuring comprehensive urban development.
• PMAY-U 2.0 is implemented through four verticals: Beneficiary Led Construction (BLC), Affordable Housing in Partnership (AHP), Affordable Rental Housing (ARH), and Interest Subsidy Scheme (ISS).
• The Ministry of Housing and Urban Affairs monitors scheme progress through periodic reviews and advises States/UTs to expedite construction.
• Houses constructed under PMAY-U must conform to prescribed technical and quality standards, including building bye-laws.
• The scheme ensures provision of basic infrastructure like water, sanitation, electricity, and road connectivity through convergence with other government schemes.

Key Concepts Involved:

• Pradhan Mantri Awas Yojana - Urban (PMAY-U): A flagship government scheme launched in 2015 to provide affordable housing to the urban poor.
• PMAY-U 2.0 ‘Housing for All’ Mission: A revamped and extended version of PMAY-U, launched in 2024, targeting additional beneficiaries.
• Demand-driven scheme: A program where implementation and resource allocation are based on the specific needs and proposals submitted by states or beneficiaries.